Head – Head Injury – Minor

Covers head injury with recovery within a few weeks. Higher compensation if symptoms include headaches.

Head – Head Injury – Moderate

Symptoms ranging from poor concentration, lower and higher risk of epileptic attacks, minor personality changes, depression, more severe intellectual impairment, or injuries/symptoms leading to a vegetative state.

Head – Head Injury – Serious

Covers reduced life expectancy, serious physical symptoms, serious changes to personality or intellect, large dependence on others due to paralysis or otherwise.

Head – Head Injury – Severe

Covers minimally conscious state (life expectancy less than 15 years), severe disability, brain damage with little/no response, vegetative states needing full-time nursing.