Body – Pelvis & Hips – Minor

Complete recovery after minor soft tissue injuries. Little or no disability within 2 years.

Body – Pelvis & Hips – Moderate

No serious disability, but covers injuries requiring hip operations, replacement of hips (or the need for either in the future).

Body – Pelvis & Hips – Severe

Severe hip/pelvis fractures resulting in bowel damage or spinal fusion, childbirth complications, hip replacement, and/or leading to higher likelihood of future surgery.